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Steve Combs
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Understanding Bankruptcy: The Automatic Stay

We talked in an earlier blog about debt collection and what to do if you are being harassed by creditors. If your financial situation cannot be remedied by measures like a consolidation loan, debt counseling or working with creditors to renegotiate debt, bankruptcy may be an option to consider. An important feature of any bankruptcy Read More

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Debt Collection — What Is Fair?

Our firm works with consumers struggling to regain financial balance. When an individual or family falls behind on paying bills, late notices arrive in the mail and your phone starts to ring — repeatedly. The law protects consumers from unfair debt collection practices. Understanding your right to stop harassment from collectors is important.  The Fair Read More

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The Rights of Parents Under the Florida Wrongful Death Act for the Death of a Minor or Adult Child

Of all the cases that our firm handles, wrongful death takes the greatest emotional toll on us as personal injury lawyers in Jacksonville, Florida. It is always the hardest when a child has died. Wrongful death takes a special toll on me, having lost a brother, father and grandfather all in a two year span Read More

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Understanding Bankruptcy: Chapter 7 Bankruptcy

In recent years, the recession has stressed the financial condition of consumers of all economic backgrounds, when jobs have disappeared, businesses have gone under and bills have gone unpaid. Those looking for debt relief in the past five years have had plenty of company. For some, the hard times are not yet over.  If you Read More

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The Damage of Drunk Driving

They had a baby, a new marriage and all of life in front of them that June evening. Stopped at a light at 12:30 AM on World Center Drive in Orlando, 24-year-old Giselle Batista and 30-year-old Benjamin Frias probably never saw what hit them.  Alejandro Correa, a 20-year-old Orlando man, was driving with a blood Read More

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Understanding Bankruptcy: Before You File

We represent clients facing financial difficulties because of a job loss, unexpected medical expenses or accumulated debt that exceeds their ability to repay. Bankruptcy is an option to consider when other debt relief strategies are exhausted. Understanding what bankruptcy can and cannot do, and what is expected of you, is essential. Points to Consider About Read More

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Distraction Kills — That Means Texting, Too

We talked about recently passed legislation that prohibits drivers from texting while their car is in motion. Late to the game, Florida is the 41st state to pass measures to address the epidemic of distracted driving.  The Florida legislation is limited. Under the new law, texting is a secondary offense. This means that law enforcement Read More

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Will the Law Banning Texting While Driving Reduce Auto Accidents?

In case you haven’t heard, Governor Rick Scott recently signed a bill prohibiting manual texting while driving in Florida — the new law goes into effect October 1, 2013. But many skeptics wonder if banning texting while driving will have a substantial effect on drivers’ behaviors, and, more importantly, if it will actually decrease the Read More

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Loan Modification Packages and Foreclosure Defense

About Loan Modifications — and You Shouldn’t Always Believe What the Lender Tells You If you are unable to meet your mortgage payments and worry that foreclosure is upon you, it may be time to explore your options for loan modification. Loan modifications do not stop foreclosure, but instead, the loan modification process can proceed Read More

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Types of Auto Insurance Coverage Available in Florida

In Florida, as in most states, all drivers are required to carry auto insurance that at the least provides modest coverage in case they are involved in an accident. However, depending on your assets and the amount you’re willing to pay for coverage, many more extensive options are available, and advisable. Personal Injury Protection (PIP) Read More

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